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PRIIPs KIDs annual review

By Mikkel Bates Regulations

One of the few positive things that can be said about PRIIPs KIDs is that, unlike UCITS KIIDs, they don’t all need to be updated during the same short window at the start of every year.  So PRIIPs providers can stagger their workload throughout the year, carrying out their annual reviews after their funds’ accounting dates, possibly.

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Against the odds: funds that sailed through the last decade to top the charts

By James Hoey

Lehman Brothers collapsed a decade ago. It was a key milestone in the global financial crisis, teaching investors a painful lesson that nothing is too big to fail. A lot has happened since then and anybody you ask will tell you it’s been a tough decade all round, both on political and economic fronts. In addition to the global financial crisis, the period also witnessed the European debt crisis which has had a significant knock on effect for the countries in Europe. Political events such as the Brexit referendum in 2016 led to further uncertainty in the region.

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Confusion over the demise of UCITS KIIDs and the future of PRIIPs KIDs

By Mikkel Bates Regulations

The European Supervisory Authorities (the ESAs, made up of ESMA, EBA and EIOPA), have published a series of letters between them and the European Commission (EC), over the proposed ending of the exemption for UCITS KIIDs at the end of 2019.

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DC Workplace Pension Template (DCPT) Q&A with FE regulatory consultant, Mikkel Bates

By James Hoey Regulations

We spoke to Mikkel to get all the necessary information on the DCPT - from what it entails to how fund groups are going about populating the template

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AIC calls for KIDs to be suspended

By Mikkel Bates Regulations

On 11 September, the Association of Investment Companies (AIC) published a report detailing the extent of misleading output, particularly in the risk and reward sections, of PRIIPs KIDs.

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A golden opportunity to stand out from the crowd

By James Hoey

Risk has never been a bigger issue for financial advisers. Not only do today’s financial advisers need to correctly assess clients’ attitude to risk and map it across to suitable portfolios – they also need to become risk management experts and ensure regulatory compliance. This blog will look at the issues raised in FE’s latest annual adviser survey, ‘Adviser business models - What lies beneath?’ and how and why asset managers should take note of the situation advisers find themselves in and help advisers better understand the risks associated with their funds.

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Advisers turn away from the UK amid uncertainty

By James Hoey

This year’s FE Adviser Survey (Adviser Business Models – what lies beneath) looked at how advisers are managing their investment processes, to discover areas for improvement and to highlight best practice. Here, we look at one part of that process specifically – investment choices and which sectors advisers have increased their exposure to.

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The clamour for changes to PRIIPs KIDs is too loud to ignore

By Mikkel Bates Regulations

Nobody denies the value of a short document with key information for investors before they commit to a fund or product.  But criticism of the calculations used in PRIIPs KIDs has been pretty constant since even before they hit the streets in January and has hopefully reached a level that can’t be ignored by the European Commission or the European Supervisory Authorities (ESAs).

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IBIPs and the Insurance Distribution Directive (IDD)

By Mikkel Bates Regulations

First, we need to clarify that the IDD covers the distribution of two distinct types of insurance – non-life (general) insurance and Insurance-Based Investment Products (IBIPs). 

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An update on European TLAs and UK FLAs for regulatory reporting

By Mikkel Bates Regulations

Back in what now feels almost like pre-history, the European Working Group (EWG) came together to provide a standardised reporting template to deliver the data from asset managers to insurance companies for their Solvency II reporting and the Tri-Partite Template (TPT) was born.

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